Of all the kinds of insurances available, I was amused to hear that there’s really a disability insurance being offered by some insurance providers. That should not be new to me since I have heard a lot about disability claims one can file at Social Security once the person is partially or totally disabled. I think this is good for people whose jobs involves a lot of motor skills because once one part of the body doesn’t function well, he cannot perform the duties efficiently and effectively. I think this should be included as one of the company-initiated benefits or if not, disability insurance is a must for those who are doing jobs that require psychomotor skills. Better get one so one before it will be too late.