Insure the gears
Photography gears are too expensive with high-end camera bodies reaching almost a quarter of a million (???) and camera lens more than 300 thousand. So I could say ours is one of the cheapest. 
I couldn’t believe it when we met a photographer in one of the local newspapers in the city and said we need a million pesos if we want the super high-end photography gears. Should I have a million pesos, I would rather invest it in the farm rather than spending it on photography gears and accessories unless I am also making big bucks in my hobby. So when I have read in FPS about getting an insurance for the gears, I know they are serious because many of the members have gears and accessories that are too expensive with a combined worth maybe more of a car’s worth. So if they insure their cars, their house and other properties, why not also the photography gears? Haven’t checked yet what’s the update on this thing but I think interested parties have scheduled a meeting with a non-life insurance agent to explain to them how the insurance covering photography gears and accessories works and maybe, at the end of the day they’ll be provided with the insurance quotation. I’m curious what would be the content of the quote. Maybe it’s almost the same with a car insurance quote or customized depending on the insurer’s needs.